Question 1

Dashboard Widgets

Accepted Answer

Your Paybook account dashboard contains the most used widgets to get a broad idea of your finances.

Have:

This is the sum of all your positive transactions throughout your accounts

Owe:

This will display how much debt you have on your credit cards.

Net Worth:

This is the calculation of both what you have and what you owe.

Spending by category:

We will display the trends you’re taking on your expenses via categorized purchases on a monthly basis.

You can change the month being displayed by clicking on the date displayed (You can only go back one year to the current date being displayed).

To get a better idea of a specific category just click on the name and it will take you to said Category.

Performance over time:

Here you will be able to compare via a yearly chart your expense vs income

Recent PayBooks:

This is the area where we will show you the latest PayBooks that have had any new transactions.

Recent Transactions:

Take a look at the last 10 transactions you made.

You can add tags to each and every one of them by clicking on the ”+” sign near the last tag

If you want to see the full content click on the name of the transaction and you will be taken to the transaction detail where you can continue to modify it.

Accounts:

Contains all your current accounts by their type.

Yo can access quickly to the link account menu by clicking on the “+“ sign near the top of the section 

The balance displayed

Question 2

Privacy and Security Policy

Accepted Answer

Date Last Revised: January 7, 2020

Collection and Use of Personal Information

Paybook, Inc. (“Paybook”, “we”, “our”, or “us”) is committed to building trusting relationships with our customers. Protecting your information is important to us. This Privacy Policy (this “Policy”) explains how information is collected by Paybook.com (the “Site”) and by the services provided on or in connection with the Site (the “Services”, and together with the Site, the “Service”). This Policy also explains how information, information is used, stored, and shared after it is collected.

By using or accessing the Service in any manner, you acknowledge that you accept and agree to the terms of this Policy and agree that we may collect, use, store, and share information submitted by you or collected on your behalf from a third-party as described in this Policy.

What Information We Collect

We collect several types of information from and about you in connection with your use of the Service, including but not limited to:

Information by which you may be personally identified such name, postal address, email address, credit card information, telephone number, bank account information and credit information (such as credit scores).

Information that is about you but individually does not identify you, such as demographic information, industry information, salary or revenue information.,

Information provided by Mexico’s Tax Administration Service Information (Servicio de Administracion

Question 3

What can you do in the Paybook App?

Accepted Answer

Paybook is an application that facilitates financial administration. It allows you to visualize and categorize your bank movements, whether personal or business. Paybook is designed to help you easily take control of your finances. Through its simple interface you can see the transactions of multiple accounts in a single place, besides being able to manually create and register any class of monetary management.

Paybook has diverse features to facilitate the management of your accounts, like PayBooks, categorizers to simplify the registration of expenses; Paybook also allows you to share edits or review your PayBooks with other users.

Start using Paybook here!

Question 4

Terms of Use

Accepted Answer

Date Last Revised: 12/12/16

All website services provided to you by Paybook, Inc. and any of its affiliates (“Paybook”, “we”, “our”, or “us”), including but not limited to the Paybook forum, blog, bulletin board, and application programming interfaces (“APIs”), are provided to you subject to the following terms and conditions of service. Please read these Terms of Use (“Terms”) thoroughly before accessing our services or joining our public forums.

** 1. Terms.**

These Terms apply to visitors to our website located at www.paybook.com (the “Site”), and to corporate customers who use our APIs and services on behalf of their end-users, and to end-users who use our Site, and any other services, products or content made available by Paybook (collectively, “you”). By clicking to accept or agree to these Terms when this option is made available to you, or by using or accessing (either by computer, mobile or other electronic device now or hereafter devised) the Site (including the mobile enabled website), or any products, content or other services available on the Site (collectively, the “Services”), you agree to be bound by these Terms as well as (a) our Privacy and Security Policy (“Privacy Policy”); (b) any terms provided separately to you or indicated on the Site as applying to your use of the Services (for example, a Sync Service Agreement, separate product terms, or activation and payment terms); and (c) additional third party terms and conditions indicated in these Term

Question 5

Link Financial Accounts

Accepted Answer

How do I link my bank accounts?

Q: What can you do in the Paybook App?

Paybook is an application that facilitates financial administration. It allows you to visualize and categorize your bank movements, whether personal or business. Paybook is designed to help you easily take control of your finances. Through its simple interface you can see the transactions of multiple accounts in a single place, besides being able to manually create and register any class of monetary management. Paybook has diverse features to facilitate the management of your accounts, like PayBooks, categorizers to simplify the registration of expenses; Paybook also allows you to share edits or review your PayBooks with other users. <a href="https://www.paybook.com/">Start using Paybook here!</a>

Q: Terms of Use

Date Last Revised: 12/12/16 All website services provided to you by Paybook, Inc. and any of its affiliates (“Paybook”, “we”, “our”, or “us”), including but not limited to the Paybook forum, blog, bulletin board, and application programming interfaces (“APIs”), are provided to you subject to the following terms and conditions of service. Please read these Terms of Use (“Terms”) thoroughly before accessing our services or joining our public forums. ** 1. Terms.** These Terms apply to visitors to our website located at www.paybook.com (the “Site”), and to corporate customers who use our APIs and services on behalf of their end-users, and to end-users who use our Site, and any other services, products or content made available by Paybook (collectively, “you”). By clicking to accept or agree to these Terms when this option is made available to you, or by using or accessing (either by computer, mobile or other electronic device now or hereafter devised) the Site (including the mobile enabled website), or any products, content or other services available on the Site (collectively, the “Services”), you agree to be bound by these Terms as well as (a) our Privacy and Security Policy (“Privacy Policy”); (b) any terms provided separately to you or indicated on the Site as applying to your use of the Services (for example, a Sync Service Agreement, separate product terms, or activation and payment terms); and (c) additional third party terms and conditions indicated in these Term

When you create your account, Paybook asks you automatically to link a bank account. You may link as many accounts as you wish at any moment.

From your Paybook desktop app, deploy the “+” menu (Add).
Select the “Account” icon. The following screen will open:
Select your country. Depending on which country your bank is located the procedure might change a bit, but not enough that the experience may get tarnished, and that's a Paybook promise!
Select your bank. Your username and password will be asked. They are the same you use for electronic banking. It may take several minutes to contact your bank.
Your Paybook account will now show your bank account information.

Why hasn’t my bank account been updated?

Giving you the best financial control is the most important for Paybook, but we also want to make your user experience the best.

Sometimes your bank transactions may take up to a couple of days to get updated, depending on the financial institution you are using. Paybook is a financial visualizer, and updates its information through your online banking, that is why our updating times depend completely on your financial institution.

If more than 2 days have passed and your account hasn’t been updated, please contact us to make sure everything is working the way it should be.

What do I do if Paybook won’t let me link my bank account?

Paybook allows you to have financial control by consolidating all your persona

Question 6

Password

Accepted Answer

Password Tips

Paybook allows you to use a passphrase instead of just a password. This helps you increase the number of characters in your password while allowing you to more easily remember it. For example, “Paybook is #1 all the way!” is exponentially more secure than “Password1” and far easier to remember than “Zk$!M7!e”.

When creating or changing a Password, you should:

Add spaces between letters and words. For example, instead of “PaybookIsAwesome!”, try “Paybook Is Awesome!” or instead of "password", try "pa ss wo rd".
Combine letters, numbers and special characters.
Use uppercase and lowercase letters.
Aim for at least 10 characters. The longer, the better.
Change the spelling of words. For example, “password” can become “passwurt”.
Change your Passphrase regularly.

Your password should NOT:

Contain your name or Paybook ID
Be a common phrase, famous quote or song lyrics.
Be the name of your relatives or friends.
Be your phone number or address.
Be a birthday or anniversary date.

||| NOTE: Our lawyer wanted us to remind you to please not use any examples used here as your passphrase!

How do I recover my password?

To recover your password, enter PayBook’s site and follow the next steps:

Click on the “Cannot access your account?” link. This will take you to the password recovery site.
Type your email or username.
Select the option “I’m not a robot”. It is possible

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