Question 1

Terms of Use

Accepted Answer

All website services provided to you by Paybook, Inc. and any of its affiliates (“Paybook”, “we”, “our”, or “us”), including but not limited to the Paybook forum, blog, bulletin board, and application programming interfaces (“APIs”), are provided to you subject to the following terms and conditions of service. Please read these Terms of Use (“Terms”) thoroughly before accessing our services or joining our public forums.

** 1. Terms.**

These Terms apply to visitors to our website located at www.paybook.com (the “Site”), and to corporate customers who use our APIs and services on behalf of their end-users, and to end-users who use our Site, and any other services, products or content made available by Paybook (collectively, “you”). By clicking to accept or agree to these Terms when this option is made available to you, or by using or accessing (either by computer, mobile or other electronic device now or hereafter devised) the Site (including the mobile enabled website), or any products, content or other services available on the Site (collectively, the “Services”), you agree to be bound by these Terms as well as (a) our Privacy and Security Policy (“Privacy Policy”); (b) any terms provided separately to you or indicated on the Site as applying to your use of the Services (for example, a Syncfy Service Agreement, separate product terms, or activation and payment terms); and (c) additional third party terms and conditions indi

Question 2

Privacy and Security Policy

Accepted Answer

Paybook, Inc. (“Paybook”, “we”, “our”, or “us”) is committed to building trusting relationships with our customers. Protecting your information is important to us. This Privacy Policy (this “Policy”) explains how information is collected by Paybook.com (the “Site”) and by the services provided on or in connection with the Site (the “Services”, and together with the Site, the “Service”). This Policy also explains how information, information is used, stored, and shared after it is collected.

By using or accessing the Service in any manner, you acknowledge that you accept and agree to the terms of this Policy and agree that we may collect, use, store, and share information submitted by you or collected on your behalf from a third-party as described in this Policy.

What Information We Collect

We collect several types of information from and about you in connection with your use of the Service, including but not limited to:

Information by which you may be personally identified such name, postal address, email address, credit card information, telephone number, bank account information and credit information (such as credit scores).

Information that is about you but individually does not identify you, such as demographic information, industry information, salary or revenue information.,

Information provided by Mexico’s Tax Administration Service Information (Servicio de Administracion Tributaria - SAT, by its Spanish acronym)

Mexican tax-related information such as

Question 3

Password

Accepted Answer

Password Tips

Paybook allows you to use a passphrase instead of just a password. This helps you increase the number of characters in your password while allowing you to more easily remember it. For example, “Paybook is #1 all the way!” is exponentially more secure than “Password1” and far easier to remember than “Zk$!M7!e”.

When creating or changing a Password, you should:

Add spaces between letters and words. For example, instead of “PaybookIsAwesome!”, try “Paybook Is Awesome!” or instead of "password", try "pa ss wo rd".
Combine letters, numbers and special characters.
Use uppercase and lowercase letters.
Aim for at least 10 characters. The longer, the better.
Change the spelling of words. For example, “password” can become “passwurt”.
Change your Passphrase regularly.

Your password should NOT:

Contain your name or Paybook ID
Be a common phrase, famous quote or song lyrics.
Be the name of your relatives or friends.
Be your phone number or address.
Be a birthday or anniversary date.

||| NOTE: Our lawyer wanted us to remind you to please not use any examples used here as your passphrase!

How do I recover my password?

To recover your password, enter PayBook’s site and follow the next steps:

Click on the “Cannot access your account?” link. This will take you to the password recovery site.
Type your email or username.
Select the option “I’m not a robot”. It is possible

Question 4

How to create a Paybook account

Accepted Answer

Sign up through your social media accounts

From our website, www.paybook.com, select the “Sign Up” button.
Click either on the “Continue with Facebook” button or “Continue with Google” button.
Depending on which social media account you choose, the next screen will vary, but the gist is that you will grant us access to some of the information from your social media account to reduce the info you have to fill out on out signup form. Click confirm.
You’re almost there! Just fill the Regional configuration and click next.
You’re in!!!

|| NOTE : Paybook will not be able to post or read your social media account in any way or form.

Sign up using email

1. From our website, [www.paybook.com](www.paybook.com), select the “Sign Up” button.

2. Enter a valid email.

3. Prove your humanity by checking the “I’m not a robot” captcha.

4. Click the button to continue.

5. According to our calculations, you should be receiving an email right about when you reach this step (we’re really smart). Please check both your inbox and your spam folder.

6. Confirm your email, and you will be redirected to our site where you can finish the process by filling the forms with your information. Once you’re done just click next.

7. You’re done and are now a Paybooker!!!

| Tip : Having a Paybook account grants you access to all our apps and also lets you create profiles not only for yourself but also for your businesses/organ

Question 5

Dashboard Widgets

Accepted Answer

Your Paybook account dashboard contains the most used widgets to get a broad idea of your finances.

Have:

This is the sum of all your positive transactions throughout your accounts

Owe:

This will display how much debt you have on your credit cards.

Net Worth:

This is the calculation of both what you have and what you owe.

Spending by category:

We will display the trends you’re taking on your expenses via categorized purchases on a monthly basis.

You can change the month being displayed by clicking on the date displayed (You can only go back one year to the current date being displayed).

To get a better idea of a specific category just click on the name and it will take you to said Category.

Performance over time:

Here you will be able to compare via a yearly chart your expense vs income

Recent PayBooks:

This is the area where we will show you the latest PayBooks that have had any new transactions.

Recent Transactions:

Take a look at the last 10 transactions you made.

You can add tags to each and every one of them by clicking on the ”+” sign near the last tag

If you want to see the full content click on the name of the transaction and you will be taken to the transaction detail where you can continue to modify it.

Accounts:

Contains all your current accounts by their type.

Yo can access quickly to the link account menu by clicking on the “+“ sign near the top of the section 

The balance displayed

Question 6

Paybook Donation Services Terms and Conditions

Accepted Answer

IMPORTANT NOTICE: EXCEPT WHERE OTHERWISE PERMITTED OR RESTRICTED BY LAW, THESE TERMS REQUIRE THE USE OF BINDING ARBITRATION ON AN INDIVIDUAL BASIS TO RESOLVE DISPUTES, RATHER THAN JURY TRIALS OR CLASS ACTIONS, AND ALSO LIMIT THE REMEDIES AVAILABLE TO YOU IN THE EVENT OF A DISPUTE AS DETAILED IN THE ARBITRATION AND CLASS ACTION WAIVER SECTION BELOW. PLEASE READ CAREFULLY.

These terms and conditions (“Terms”), including the BINDING ARBITRATION AND CLASS ACTION WAIVER CONTAINED HEREIN, govern your access to or use of the Paybook website, mobile application, platform, and additional services made available by Paybook, Inc. (“Paybook”, “we”, or “our”), has developed a proprietary platform called Glass that allows users to receive charitable donations (collectively, with any new features and services, the “Services”), and the entirety of your relationship with Paybook. The Services shall include any and all services, features, or tools made available on or through the Paybook website or mobile application or otherwise provided by Paybook, including but not limited to any widget, form, or other tools for marketing, communications, social sharing, event registration, branding, donation, integration, customization or promotions. PLEASE READ THE TERMS THOROUGHLY AND CAREFULLY. BY USING OR ACCESSING THE SERVICES IN ANY WAY, YOU AGREE TO BE BOUND BY THESE TERMS. These Terms apply to you if you are a charity, donor, or any other user of the Services (collectively, “Users” or “you”). If

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